risk posture
Basic Finance, Philosophical Musings

Risk Posture

“If I compared 1000 401(k) maximizers against 1000 degenerate gamblers, which group would have a better financial outcomes?”

Their risk posture is key.

Basic Finance, Philosophical Musings

For Folks with no Free Time

If you focus on identifying the best opportunities to affect your personal finance, you can profoundly improve your life without wasting time. And those best opportunities are…?

Basic Finance

The Habit of Saving

Telling people to “save more money” is empty advice. How? What’s the first step?

Today, Ben Franklin helps us define a real, simple, executable plan.

Basic Finance

FIRE Starter: A Brief Intro to Personal Finance’s Hot New Acronym

Maybe you’ve heard of FIRE, maybe you haven’t. This week, I give a brief intro and my opinions of personal finance’s hot new acronym.

Basic Finance

The Best Interest Budget Survey

Are you worried that your budget—or lack thereof—is damaging your financial health? Over a dozen other financial writers contributed to this week’s deep dive into budgets.

All the contributors share one vital beneficial behavior.

Christmas in July. Budget. Santa.
Basic Finance, Philosophical Musings

Predicting the Future with Startling Accuracy

Christmas is coming. I know it, you know it, the stock clerks at Target certainly know it. While some people are currently celebrating Christmas in July with sunshine and sandals…

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